This site is reader supported and purchases made through the links may generate a commision.
Thanks for help supporting the site. Information only – not to be considered financial advice.
Free Gold IRA Tools
Model the tradeoffs before you make a move
Explore retirement risk, inflation, rollovers, portfolio mixes, fees, and metal eligibility with transparent calculators that run privately in your browser.
Cost planning
Gold IRA fee estimator
Enter a provider’s actual quote to estimate first-year and five-year costs. Defaults are examples, not company-specific fees.
First-year estimated cost—
Five-year estimated cost—
First-year cost as % of investment—
Formula: setup + first-year administration + storage + estimated spread. The five-year estimate assumes unchanged annual fees and does not model asset prices, sales costs, or taxes.Product screening
IRA metal eligibility checker
Run a quick screen based on Internal Revenue Code Section 408(m). Final acceptance belongs to the IRA custodian.
Initial screen—
This is a screening aid, not an approval. The exact item, producer/refiner, documentation, trustee/custodian acceptance, and storage arrangement must all be verified before purchase.Next step
Want a company path matched to your investment range?
Use the free two-question guide. No name, email, or phone number is required to see your result.
Important limitations
These calculators are educational estimates. They do not provide investment, tax, or legal advice and do not predict returns. Verify current fees, tax treatment, product eligibility, and rollover procedures with qualified professionals and your chosen IRA custodian.