Precious Metals Central

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Retirement risk analysis

How much could a market shock change your retirement balance?

Stress-test your current stock and gold allocations against four clearly labeled historical-style scenarios.

  • Runs privately in your browser
  • Adjustable assumptions
  • Educational estimate

Your assumptions

Build a portfolio stress test

The remainder after stocks and gold is treated as a neutral 0% allocation during the selected shock. Change any input to recalculate instantly.

Estimated ending balance
Estimated shock loss
Gold’s scenario contribution
Estimated recovery time
Years to age 65

StocksGoldOther / neutral

Free Gold IRA Guide

Find the company path that fits your investment range

Answer two quick questions to see the Gold IRA company path matched to the amount you’re considering. No name, email, or phone number is required to view the result.

Find My Gold IRA Match Precious Metals Central may receive compensation if you open an account through a link shown after the guide. This does not increase your cost. Review provider terms independently.

Method and limitations

The calculator applies the selected stock and gold percentage changes to those portions of the entered balance; the remainder is held flat for the shock. Recovery time assumes a user-independent 7% annual recovery rate and is rounded. Scenario defaults are simplified illustrations based on well-known market periods, not exact portfolio histories or future forecasts.

Results are illustrations based on the values entered. They are not predictions or individualized investment, tax, or legal advice. Confirm rules, fees, returns, eligibility, and account treatment with qualified professionals and the relevant plan administrator or custodian.